Commercial auto insurance for a smoothie businesses provides coverage for vehicles owned, leased, or used by the smoothie operations for business purposes, such as delivering food and ingredients, transporting raw materials, or making sales trips. This type of insurance protects the smoothie business from financial liability if one of its vehicles is involved in an accident, causing injury, property damage, or other losses.
Covers bodily injury and property damage caused to others in an accident where the smoothie businesses driver is at fault. This includes medical bills, repair costs, and legal expenses.
Includes collision coverage (for damage to the smoothie operation's vehicle in an accident) and comprehensive coverage (for damage from non-collision events like theft, vandalism, fire, or natural disasters).
Protects the smoothie business if one of its vehicles is hit by a driver who either lacks insurance or has insufficient coverage to pay for the damage or injuries caused.
Covers medical expenses for the driver and passengers of the smoothie operation's vehicle, regardless of fault, following an accident.
Provides liability protection for vehicles not owned by the smoothie business but used for business purposes, such as employee-owned vehicles or rented vehicles.